Thursday, April 30, 2009

Dave Ramsey Envelope System

As I sit here right now, looking at the budget and the paycheck deposited in the bank, I am thankful for Dave Ramsey's Envelope System.

It makes paying cash for everything so simple and I am joyous when all the envelopes are full.

We are trying to become debt free using the DR Total Money Makeover. It has been a humbling and at times fun journey, but sometimes it just feels hard.

We are learning the art of watching our money and where it goes. We did horrible the month of April. I was not very budget conscious in lots that I did. But I am excited that tomorrow is May and a new month to try again is here. I am so glad that I have a Heavenly father to remind me where money should go and that I can come to with questions regarding me money. The Bible has so many verses in it about money.

1 Timothy 6:10
For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs.

Proverbs 22:7
The rich rule over the poor, and the borrower is servant to the lender.

These are just a few verses about money. The verses that I love are the ones were God tells us it's alright to screw up, everyone does but with His grace all things are possible!

Matthew 19:26
Jesus looked at them intently and said, "For humans this is impossible, but for God all things are possible."

So if you are trying to get out of debt- look into Dave Ramsey's program and grab your Bible. Those will be the best paying off debt tools you can find!

For more Things I love Thursday head over to Diaper Diaries.


Upstatemomof3 said...

We use the envelop system too. Working on getting debt free is hard but also joyous. Good luck on your journey.

Anonymous said...

We love Dave Ramsey! We have been working his plan for a couple of years now and are completely debt free!! We are working on our emergency fund now and should be done by the first of next year. Congrats on taking control!

Taylor said...

Sounds fun and challenging. I hope you reach your goal.

Katie, Kevin and kids said...

We too love to use the envelope system. Really helps us stay on track. I'd love to get one of the cute fabric envelope organizers I've seen on Etsy, but well, I guess there just isn't any extra in the envelopes for that right now:)

thediaperdiaries said...

April was an ugly month for us as well. UGLY, but I love the start of a new month too. A chance to start fresh :)